Understanding the Bachelor of Science in Finance: Pathways, Curriculum, and Career Guidance

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Introduction: What Is a Bachelor of Science in Finance?

If you are considering a future in the financial sector, you may wonder whether finance is offered as a Bachelor of Science (BS) degree. The answer is yes: many accredited universities in the United States offer finance as a Bachelor of Science program. This degree prepares students for a wide range of roles in the finance industry, from corporate finance and investment banking to financial planning and risk management. Below, we explore what a BS in Finance involves, the coursework and skills you’ll acquire, how to pursue this career path, and practical steps for getting started.

What Does a Bachelor of Science in Finance Program Involve?

A Bachelor of Science in Finance is a four-year undergraduate program focused on technical, analytical, and practical business skills. The curriculum balances finance-specific courses with foundational business and quantitative subjects, providing a well-rounded education that is valued by employers in the business world.

For example, the University of Illinois Chicago offers a BS in Finance requiring 120 credit hours, including general education, business core, and major-specific courses. Students are expected to complete foundational classes in mathematics, economics, and statistics, along with advanced finance electives and business courses [1] .

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Purdue University Global’s BS in Finance program requires a minimum of 180 quarter credit hours and incorporates concentrations in areas such as FinTech, real estate, and wealth management. Students develop skills in financial analysis, interpretation of statements, investment management, and risk analysis [2] .

Illinois Institute of Technology’s Bachelor of Science in Finance is built around 120 credit hours, combining business fundamentals, mathematics, economics, and advanced finance coursework. The program includes substantial quantitative and analytical components, preparing students for technical roles in industry [3] .

Key Curriculum Elements and Learning Outcomes

Most BS in Finance programs share core elements:

• Business Core: Accounting, marketing, management, business law, and operations form the backbone of business education.
• Finance Major Courses: Courses typically include investments, managerial and corporate finance, financial markets, banking, and risk management.
• Quantitative Skills: Mathematics, statistics, and data analysis are emphasized to prepare students for roles requiring analytical thinking.
• Electives and Concentrations: Many programs offer elective courses or concentrations in areas such as FinTech, real estate, or wealth management, allowing students to tailor their studies [2] .
• Capstone Projects or Internships: Some programs integrate practical experience through internships or senior projects, enhancing employability.

Upon graduation, students are expected to:

• Perform advanced financial analysis using quantitative tools
• Interpret financial statements and assess corporate performance
• Understand investment options and manage financial risk
• Communicate complex financial concepts to stakeholders
• Apply legal and regulatory frameworks to finance scenarios

Career Paths with a Bachelor of Science in Finance

A BS in Finance opens doors to a variety of professional roles. Graduates commonly pursue careers in:

• Corporate finance departments of major companies
• Investment banking and asset management firms
• Commercial and retail banking
• Risk management and insurance
• Financial planning and wealth management
• Real estate finance and development

Many finance graduates also pursue professional certifications such as Chartered Financial Analyst (CFA), Certified Financial Planner (CFP), or Chartered Alternative Investment Analyst (CAIA) after completing their degree. For those interested in advanced study, a BS in Finance provides a strong foundation for graduate programs such as an MBA or Master’s in Finance [2] .

How to Access Bachelor of Science in Finance Programs

To pursue a BS in Finance, follow these steps:

1. Research Accredited Programs: Begin by searching for accredited universities with a Bachelor of Science in Finance. Use keywords like “Bachelor of Science in Finance accredited university” when searching online. The U.S. Department of Education’s College Scorecard and the Association to Advance Collegiate Schools of Business (AACSB) are reputable sources to identify accredited programs.
2. Review Admission Requirements: Most programs require a high school diploma or equivalent, standardized test scores (such as SAT or ACT), and completion of prerequisite courses in mathematics and English. Some universities may have specific GPA or coursework requirements.
3. Submit Applications: Complete the university’s online application form. Required documents typically include transcripts, standardized test scores, letters of recommendation, and a personal statement.
4. Apply for Financial Aid: To seek federal financial aid, complete the Free Application for Federal Student Aid (FAFSA) through the official U.S. government website. Search for “FAFSA” or visit the U.S. Department of Education’s official site for details.
5. Consider Transfer Credits: If you have completed relevant courses at another college, some programs may accept transfer credits. Check with the admissions office of your target university for specific policies.
6. Contact Admissions Advisers: For program-specific questions or guidance, reach out to admissions advisers at your chosen university. Contact information can be found on each school’s official website.

Actionable tip: If you are not sure which school to choose, consider using the National Center for Education Statistics’ College Navigator tool to compare programs, tuition costs, and outcomes.

Examples of Institutions Offering a Bachelor of Science in Finance

Several well-established universities offer this degree. For example:

• University of Illinois Chicago: The BS in Finance program requires 120 credit hours and includes business core, finance electives, and quantitative skills development [1] .
• Purdue University Global: Offers a BS in Finance with options to concentrate in areas like FinTech or real estate, and prepares students for a variety of financial sector roles [2] .
• Illinois Institute of Technology: Features a rigorous curriculum with a strong quantitative focus, preparing graduates for technical and analytical finance positions [3] .

Challenges and Alternative Approaches

Pursuing a BS in Finance can be demanding, particularly as the field requires strong quantitative and analytical skills. Students who feel less confident in mathematics may consider preparatory courses or tutoring before enrolling. For those interested in finance but seeking a broader business education, many universities also offer a Bachelor of Business Administration (BBA) with a concentration in finance. This alternative typically places less emphasis on quantitative analysis and more on managerial skills.

Additionally, some institutions offer online or hybrid BS in Finance programs, which may provide greater flexibility for working adults. It is important to verify accreditation and employer recognition of any online program before enrolling.

Key Takeaways and Next Steps

Finance is most certainly offered as a Bachelor of Science degree at many accredited universities in the United States. This degree provides rigorous training in both finance and business fundamentals, equipping graduates for a wide range of careers across the financial sector. To get started, research accredited programs, understand their requirements, and reach out to admissions advisers for guidance. If you need financial assistance, the U.S. Department of Education’s official FAFSA website is the primary resource for student aid. Always verify the reputation and accreditation of your chosen program to ensure your investment leads to recognized credentials and career opportunities.

References

• [1] University of Illinois Chicago (2025). Academic Catalog: BS in Finance.
• [2] Purdue University Global (2025). Bachelor of Science in Finance.
• [3] Illinois Institute of Technology (2025). Bachelor of Science in Finance.